在开始填写表格之前,请先阅读微型贷款的申请条件。
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微型贷款数额介于 RM5,000 至 RM20,000 Micro loan amount is between RM5,000 to RM20,000 |
每年 4% 的利率 4% interest rate per year |
为期 2 至 5 年 (24 至 60 个月) 的分期付款期限 Installment duration of 2 to 5 years (24 to 60 months) |
分期付款将通过申请者的指定银行偿还 The repayment will be performed through the applicant’s respective bank |
申请者
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担保者
For business operation less than 6 months |
西马申请者必须注册于马来西亚公司委员会 (SSM) 及地方政府 (PBT)。 而沙巴与砂拉越申请者只需有地方政府 (PBT) 注册即可 Applicants for West Malaysia must be registered with the Companies Commission of Malaysia (SSM) and Local Council License (PBT) .For Sabah and Sarawak applicants, Local Council License (PBT) is required. |
年龄介于 18 ~ 60 岁之间 Age between 18 and 60 years old |
年龄介于 18 ~ 60 岁之间 Age between 18 and 60 years old |
马来西亚的公民 (非入穷籍的破产人士) Malaysian (Non-Bankruptcy) |
马来西亚的公民 (非入穷籍的破产人士) Malaysian (Non-Bankruptcy) |
在马来西亚工作 Work in Malaysia |
最低月收入为 RM1,500 Minimum income of RM1,500 per month |
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不能与申请人有工作关系,除非有其他工作收入证明 Not working directly with applicant, unless other proof of income is provided |
请确保您已准备好以下电子档文件,预留至少20分钟填写申请表格
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申请者需要的文件
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担保者需要的文件
(Date according to SSM registration) |
身份证 (前后) 复印本一张 One copy of applicant’s IC (front & back) |
身份证 (前后) 复印本一张 One copy of guarantor’s IC (front & back) |
半身照一张 (可自拍) One copy of applicant’s selfie |
半身照一张 (可自拍) One copy of guarantor’s selfie |
近期的住家电费单的复印本一份 One copy of applicant’s recent house electricity bill |
若是雇主: 呈交最新完整报税单 若是雇员: 呈交近期三个月的薪资单和公积金单 For employer: One copy of guarantor’s latest complete set Form B statement For employee: One copy of guarantor’s latest three months payslip and EPF statement |
商业注册复印本 One copy of complete set SSM business registration |
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地方政府执照复印本 (如有) One copy of Local Council License (If Any) |
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至少三张营业处照片 Minimum Three photos of business signboard & premises |
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最新三个月的公司银行结单 One copy of latest 3 months company bank statement |
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公积金账户报表或完整 BE/B/EA 表格一份 (选择性) One copy of latest complete set Form BE/B/EA/EPF Statement (Optional) |
当申请者填写了担保者的基本资料,YPPKM 系统将会发出一封电子邮件给担保者。担保者须从邮件内点击并提交相关文件
Once applicant completed basic information for guarantor, an email will be sent from YPPKM to guarantor to request for relevant documents. Please inform guarantor for next action.
我已准备好Once applicant completed basic information for guarantor, an email will be sent from YPPKM to guarantor to request for relevant documents. Please inform guarantor for next action.
I'm ready